“What have I
actually got?”
Bring your pensions into focus. Understand the charges, investments and benefits of your existing arrangements, and how they fit your plans.
Talk about a pension reviewTHE PENSION REVIEW BUSINESS
Your pension.
Your plans.
A clearer picture.
Life moves on. Your pension should still make sense. We help you understand what you have, what it costs and what it could mean for your retirement.
Based in Derby. Advice built around you.
Make room for
what comes next.
FCA regulatedFirm reference 604182
Clear explanationsSpace to ask your questions
Agreed costsSet out before chargeable work begins
WHEREVER YOU ARE NOW
Start with the questions
that matter to you.
Your retirement is personal. We take time to understand your circumstances before discussing your options.
“What have I
“What could my
retirement look like?”
Explore your retirement goals, the resources you have and the decisions ahead. Build a clearer picture of the next steps available to you.
Discuss your retirement plans“How do I turn my
pension into income?”
Understand retirement income options, including drawdown and annuities, and the different risks and trade-offs involved.
Understand your income optionsOur advice, clearly defined.
We provide restricted advice on pensions and investments from the product and provider range used by our firm. Annuity advice is provided on an independent basis. We do not advise on transfers from defined-benefit or other safeguarded-benefit pension schemes.
YOUR REVIEW, STEP BY STEP
From paperwork
to a clearer plan.
You don’t need to know all the answers before we speak. We’ll explain the information we need and what happens next.
Start a conversation- 01
Tell us what matters
We discuss your circumstances, your questions and what you want to achieve. We explain the service and agree its scope and costs with you.
- 02
Understand the detail
With your authority, we gather the information needed about your pensions, including charges, investments and any valuable benefits or restrictions.
- 03
Decide with a clear explanation
We explain our findings and any recommendation, including the costs and risks. A review does not automatically mean moving your pension.
CLEAR FROM THE START
Know what you’re
agreeing to.
The service, the cost and the next step.
All explained before you commit.
We agree the exact scope of work, our charges and how they will be paid in writing. Product, platform and investment charges are separate and will also be explained where relevant.
Ongoing advice and annual reviews are available where expressly agreed. They are not automatically included.
Read our services and costs PDF · version 2026.3Will I have to move my pension?
No. Reviewing a pension does not mean it should be transferred. Any recommendation depends on your circumstances, the costs, risks and benefits of your existing arrangement, and the alternatives within our advice scope.
What should I have ready?
A recent pension statement is a helpful starting point, along with any questions you have. If you don’t have everything to hand, contact us and we’ll explain what is needed. Please don’t send identity documents or detailed financial records by ordinary email; ask us about a suitable way to provide them.
Are you independent financial advisers?
Our advice on pensions and investments is restricted to the product and provider range used by our firm. Our annuity advice is independent. We will explain the scope of the service before you agree to proceed.
Do you review final salary pensions?
We do not advise on transfers from defined-benefit pensions, including final salary schemes, or other pensions with safeguarded benefits. Tell us what type of pension you have so we can explain whether your enquiry is within our service.
I’m already a client. How do I get in touch?
You can log in to your existing client website to access your documents.
Call 01332 418 004 or email info@thepensionreviewbusiness.co.uk. Let us know how we can help and the best way to contact you. We may need to confirm your identity before discussing your pension or acting on instructions.
Can you adapt how you communicate with me?
Yes. Tell us if you need information in a different format, prefer a particular contact method or would benefit from additional support. We will discuss how we can help you understand the information and make your decisions.
YOUR NEXT CHAPTER STARTS WITH A CONVERSATION
Let’s talk
about your pension.
Whether you’re starting to plan, approaching retirement or already a client, our team is here to help.
CALL OUR TEAM01332 418 004OR SEND US AN EMAILinfo@thepensionreviewbusiness.co.uk
The Pension Review Business LtdThe College Business Centre
Uttoxeter New Road
Derby, DE22 3WZ
Uttoxeter New Road
Derby, DE22 3WZ
Tell us if you need a different format or extra support.